Areas of Practice
Banking Charters
Denovo Formation - applications, business plan development, proforma financial modeling.
Purchase - applications, business plan development / modification. Risk & Compliance assessments. Target due diligence, credit portfolio review.
The opportunity for liquidity depth and profit grows, but so does the complexity.
Risk Management & Compliance
Enterprise Risk Management - Comprehensive “three lines of defense “ program development & implementation of sustainable risk governance frameworks. Domain expertise :
| Operational Risk (People, Process & Systems) | Liquidity Risk | Market Risk | Credit Risks |
Regulatory Compliance - Program development & assessments for Federal and State depository and lending compliance requirements (BSA/AML, GLBA/Privacy, Regs O, W ) and others.
Regulatory Examinations - Pre exam readiness, comprehensive examination finding(s) responses and sustainable solution implementation.
Commercial Credit & Mortgage Banking
Targeted individual loan or portfolio reviews, work-out evaluations. | Uniform Commercial Credit grading assessments / CECL. | Credit Policy & underwriting guide development - Commercial and Consumer Loan programs